Commercial General: Insurance Mock Paper Singapore

Analyse which parts of the loss are covered by the Cyber policy (e.g., forensic costs, ransomware payment, BI, regulatory fines, notification costs under PDPA). Explain which are likely excluded.

Explain the difference between “Indemnity to Principal” clause and “Cross Liability” clause in a Commercial General Liability policy. Provide a Singapore construction site scenario where each applies. Commercial General Insurance Mock Paper Singapore

List the four main components of a Work Injury Compensation (WICA) insurance policy in Singapore. For each, state the statutory cap (use reasonable current limits, e.g., medical expense cap up to S$45,000). Analyse which parts of the loss are covered